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IMPORTANT NOTICE: The coverage we offer is not comprehensive major medical insurance and is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your policy carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services. This coverage is not minimum essential coverage. Your policy might also have lifetime and annual dollar limits on health benefits.