Private PPO health insurance that actually fits your life — and your budget.
If you're under 65, self-employed, between jobs, or paying too much for a plan you barely use, you have more options than you think. We're an independent agency. We shop the private PPO market for you, explain it in plain English, and you decide.
A side-by-side of the PPO plans available in your ZIP
What each one actually covers, in plain English
A straight answer on whether switching is worth it
No medical questions to get a comparison. Our help costs you nothing — we're paid by the carrier.
How it works
Three steps. No pressure, no runaround.
Tell us the basics
Name, ZIP, and who needs coverage. That's it — we don't ask medical questions to give you a comparison.
We shop the market
We're independent, so we compare the private PPO plans available to you from the carriers we're appointed with and show you what each one actually covers.
You choose
We walk you through the tradeoffs in plain English. If you enroll, our help costs you nothing — we're paid by the carrier.
Who we help
Built for people the group market forgot.
Self-employed contractors and 1099 earners. Small business owners covering a handful of employees. Families who make too much for a subsidy but not enough to absorb a five-figure deductible. Anyone who just left a job and is staring down a COBRA quote.
- Just went out on your own. W-2 coverage ended and the COBRA quote was three times what you expected.
- Making too much for a subsidy. Marketplace pricing without help, and a deductible you'd never realistically meet.
- Covering a small team. Too few employees for a real group plan, but you want to offer something.
- Paying for a plan you never use. High premium, narrow network, and no idea what you're actually getting for it.
About
An independent agency, licensed and accountable.
Jalen Curenton DBA Summit Insurance is a licensed independent insurance agency. Summit Insurance is the trade name under which Jalen Curenton, a licensed insurance producer, does business. National Producer Number 21015791. We are licensed in TX, UT, KS, OK, SC, NC, VA, WV, MS, GA, and IL.
Independent means we don't work for one carrier. We hold appointments with multiple carriers and we're paid the same regardless of which plan you pick, so the recommendation you get is based on your situation and not on a quota. We do not offer every plan available in your area, and we'll tell you plainly when something we can't sell you is the better fit.